Soft declines
SCA related response codes
The issuer can respond with new SCA 'soft decline' response codes to request additional authentication.
| Response code | Card Scheme | Explanation | Card present contactless | E-commerce |
|---|---|---|---|---|
| 1A | Visa | Additional customer authentication required | ||
| 70 | Visa | PIN data requested | ||
| 65 | MasterCard | Additional customer authentication required |