Transaction types
The term Transaction Type is widely used in the payment card industry, however, credit card
schemes have developed various (and pretty complicated) ways to describe those types. Rapyd
uses a simplified way to describe transactions.
The following list summarizes the main characteristics of the Rapyd defined TransType codes.
Mail or Telephone orders and E-commerce
| Number |
Description |
| 10 |
mail order |
| 11 |
telephone order, with CVV2/CVC2 |
| 12 |
subsequent transaction |
| 15 |
e-commerce, Verified by Visa / MasterCard SecureCode / Amex SafeKey |
| 16 |
e-commerce, Verified by Visa attempt / MasterCard SecureCode Attempt / Amex SafeKey Attempt |
| 17 |
e-commerce, with CVV2/CVC2. Only for SCA Exemptions or "one-leg-out" transactions. |
| 1B |
tokenized transaction |
Magnetic Stripe Terminal = 2x
| Number |
Description |
| 21 |
manual key entry (cardholder present) |
| 22 |
magnetic stripe read |
| 2A |
manual key entry (cardholder absent, e.g. telephone order) |
Chip-capable Terminal = 3x
| Number |
Description |
| 31 |
manual key entry (cardholder present) |
| 32 |
magnetic stripe read - POS error (e.g. PIN-pad down) |
| 33 |
magnetic stripe read - chip unreadable |
| 35 |
chip card read |
| 36 |
magnetic stripe read - no chip on card |
| 37 |
magnetic stripe read - forced fall-back |
| 3A |
manual key entry (cardholder absent, e.g. telephone order) |
| Number |
Description |
| 41 |
manual key entry (cardholder present) |
| 42 |
magnetic stripe read - POS error (e.g. PIN-pad down) |
| 43 |
magnetic stripe read - chip unreadable |
| 44 |
contactless / proximity payment |
| 45 |
chip card read |
| 46 |
magnetic stripe read - no chip on card |
| 47 |
magnetic stripe read - forced fall-back |
| 49 |
contactless magnetic stripe - no chip on card |
| 4A |
manual key entry (cardholder absent, e.g. telephone order) |
| 4B |
device token (Iceland domestic only) |
Automated Cash Disbursement (ATM, Minibank) = 6x
| Number |
Description |
| 62 |
magnetic stripe read |
| 64 |
contactless / proximity payment |
| 65 |
chip card read |
Manual Cash Disbursement = 7x
| Number |
Description |
| 72 |
magnetic stripe read |
| 74 |
contactless / proximity payment |
| 75 |
chip card read |