Single Tap

Only supported for Visa and Mastercard.

When a card issuer responds to a contactless payment attempt, with specific response codes the cardholder must enter/re-enter the Online PIN.

CardScheme Response Code
MasterCard 65 (Additional customer authentication required) or 55 (Invalid PIN)
Visa 70 (PIN data required) or 55 (Invalid PIN)

If the POS device supports Single-Tap the cardholder will only need to subsequently enter the Online PIN at the terminal PIN entry device (PED) without the need to tap again or perform a chip and PIN transaction.

Merchants that have POS devices that support Single-Tap should indicate this in all contactless authorization requests initiated from those devices.

Notice

In order for Single-Tap to work the card issuer must also support this feature. It will be indicated in the authorization response.

  • To indicate that a POS device supports Single-Tap, use parameter SingleTapSupported = 1 in the authorization request.

  • To indicate that the card issuer supports Single-Tap, the parameter SingleTapSupported = 1 will be included in the authorization response.

If the card issuer supports Single-Tap, the merchant initiates the subsequent authorization and includes Online PIN data (PinBlock and PinBlockKeyIndex) , SingleTapSupported = 1, SingleTapFollowUp = 1 and the TransLCID from the original response if available.

The merchant should not reuse the MsgID from the original request.